It's true, we're cutting it closer than we wanted. We'd hoped that by working our jobs all through our time in Europe, we'd return home with more than $20,000 of cushion, and a little more to have some fun with. We didn't really think that through. We thought we could travel and work, but it just doesn't work. Work schedules don't necessarily adapt to fit one's preferred time table, and even if they did, there just aren't enough hours in the day to do all that we want to do, and especially not with commuting, work, and all the in-between time that working requires. So we decided, with all respect and appreciation to our jobs for the opportunities and the money, we needed to quit. Stina went over this last blog, but now I'll walk you through our decision that we could, in fact, afford it.
One of the reasons we no longer find it worthwhile to work is that we just aren't earning what we were. The dollar has grown stronger in the past few months. Nearly 30% of my wages are taken out for the German equivalent of Social Security, unemploment insurance, and other things that don't quite translate. Stina discovered that she can't take many days off if she wants to make the 2€/hour bonus that her employer offers if she works at least 120 units per month.
All of this means that, on average, we've been putting 2500€ (*1.35 = $3375) into our bank account for the past 3 months before expenses, rather than the expected 3200€ (*1.5 = $4800) per month. No matter what we make, our expenses remain rather constant, and as bare bones as possible. Each month we pay about $300 for student loans. We pay 375€ for rent, water, heat, electricity, internet, and other utilities. We pay 68.50€ for our tram passes. We pay 52€ for Stina's health insurance. We pay about 200€ for food (totally a guess). And we spend maybe 100€ on luxuries each month, like going out to eat, buying games, etc. (also a guess, but pretty accurate, I'd say). All together, that's about 1000€ a month.
So, now you know. When we finish our work, we will have about $15000 worth of currency in the bank, and will live on that for the next several months. We'll reduce our food costs by dumpster diving more. We considered giving up our apartment, but having a place to come back to is necessary to our happiness. And we'll probably stop buying tram passes. We won't really increase any costs, since we'll be hitchhiking and couchsurfing. We're a little worried about the cost of airplane tickets, so if anyone sees a mode of transportation from Europe to America for less than $500 per person, let us know. At $1000 per month while here, $1000 for plane tickets home, and $1000 while we visit family in Seattle and Wisconsin, I expect that after our wedding, we will have $5000 (that's a wedding budget of $3000) left. That's a bit scary, but we're good at living cheaply, and so while we make our new homes in L.A., I expect that we'll easily find our feet before we run out of money.
Wish us luck!
Brendan and Stina
Below, find our projected budget until our wedding. Numbers rounded for safety. No sharp corners!
Brendan Verity: $5000
Stina Verity: $1000
BECU Accts $2000
Total in American Accts: $8000
Deutsche Bank Konto: 6000 €
Brendan Earn March: 300 €
Stina Earn March: 300 €
Total Euros: 6600 € Converted to Dollars: $8910
Total of all currencies: $16910
Itemized costs (in Euros)
Rent (Warm) 1200€
Internet 160€ (hopefully)
Student Loans 1800€
Electricity 175€
Food 1000€
Travel 1950€ (Includes ticket home)
Wedding Budget 2220€
Totals by month (in $)
March: 797
April: 1122
May: 1122
June: 918
July: 918
August: 1768
September: 1088
October: 408
November: 3427
Total Expenses: $11567
Money after wedding: $5342
Friday, February 26, 2010
Wednesday, February 10, 2010
Getting back to the spirit of this trip
"We are a couple of newly free wanderers...." This is the start of our little bio on this here blog, but I feel like we lost our freedom when we decided to get jobs in order to live here in Germany. Maybe we lost it way back when I gave up on busking. So what if I'm not very good at juggling and our routine doesn't make us any money? At least Brendan and I were doing something fun together all day. Okay, well, to be more honest, I didn't always find the busking fun. But it was a big part of the spirit of this trip, and I want to get back to that. I don't know if that means trying to reincorporate busking, but I want to take the time to figure it out.
Brendan and I gave notice at our jobs and March 10th is our official last day, though I will continue teaching one class through the end of March. We are going to get back to the spirit of this trip.
Don't get me wrong. I'm not sorry we did this. We've met so many amazing people here, and many of them through our jobs. But I'm also not sorry to say goodbye my job here. It doesn't mean we'll be saying goodbye to all the people we've met, it just means we can spend even more time with them and be the happier for it.
I feel like a fog is lifting around me. Oh, there is so much more I could say but will wait to say, having already nearly lost my job once for words posted on this blog.
As I bid my job farewell, I thank it for the people I've met, both teachers and students, and for my improved knowledge of English grammar. I also thank it for showing me this is not what I want to be doing in my life and that it is more important for me to pursue my dreams than to make a buck.
Next post: a money one where we show you how we are affording to quit our jobs.
Brendan and I gave notice at our jobs and March 10th is our official last day, though I will continue teaching one class through the end of March. We are going to get back to the spirit of this trip.
Don't get me wrong. I'm not sorry we did this. We've met so many amazing people here, and many of them through our jobs. But I'm also not sorry to say goodbye my job here. It doesn't mean we'll be saying goodbye to all the people we've met, it just means we can spend even more time with them and be the happier for it.
I feel like a fog is lifting around me. Oh, there is so much more I could say but will wait to say, having already nearly lost my job once for words posted on this blog.
As I bid my job farewell, I thank it for the people I've met, both teachers and students, and for my improved knowledge of English grammar. I also thank it for showing me this is not what I want to be doing in my life and that it is more important for me to pursue my dreams than to make a buck.
Next post: a money one where we show you how we are affording to quit our jobs.
Sunday, January 24, 2010
A family of five
On Thursday, Stina and I bought the Quer-Durchs-Land ticket (39€ for 2 people), and took a 6 hour, 3 train trip to Frankfurt (am Main) to meet our friends Lena, Adam, and their 1 1/2 year old daughter Ilya. We had hoped to get their early enough to meet them at the airport, but there were no reasonable options for that, so we got there at 6 PM, and found them moments later across the street at their hotel. After a quiet evening including some Chinese food, hugs, and this (see the video halfway down), we all bedded down for a few solid hours of sleep.
The next day started pretty early. We went out to see the city as soon as it was light enough to see what was there to be seen. We walked along the Main for a bit, and then saw some ruins from the 1st century C.E. From there, we wandered to the main square, Römerberg, and found some breakfast. Walking around after breakfast, we happened upon a street market, and about halfway through it, were accosted by a man asking "Thema der Woche?" into his ZDF mic. I told him the theme of the week was Americans in France, er Frankfurt, because WE were Americans in Frankfurt. He wondered if I cared at all about German's deficit, and I told him America also has one that I'm worried about, and that the solution is to spend less, not more, because, and here's my quotable quote for the day "Consumerism breeds consumerism". Later we decided that what I meant was that, since any economic problem is only really a problem if people are not getting the things they need to live the happy lives they deserve, the solution to the problem is to make more goods available to them. Aside from increasing production, that can also be accomplished by not consuming the goods yourself. then they'll be available for other people to consume. This is contrary to what capitalism teaches, which is, if you consume more, everything will be okay. I generally find that when something is counterintuitive, it is, in fact, wrong.
But that was just a brief moment of our day.
We asked a security guard for directions to the Apfelwein. He directed us across the Main, where we enjoyed the company and giant glasses of Apfelwein. From there, we went to the park near the river, and we demonstrated the powers of the fulcrum and lever and pendulum.
Back at the hotel, everybody crashed, conveniently in phases. First I passed out, then Lena went, then Adam. Then I woke up and Stina passed out. Then Adam and Lena woke up. Then Ilya and Lena went out. Then I went for a walk to get some Döner Kebap and Falafels for us. When I got back, Stina woke up and we scarfed them down, read a little (I'm reading about the moon landing, and hoping I can someday be in a position to travel to the stars, or maybe write a show that compiles faux news articles about life aboard the generational starship), then went for a walk. Having Lena and Adam here really reminded us how much we want to travel, so we're figuring out budget stuff and where we want to go. I theorized that in order to enjoy our travels and live in the moment (as we haven't been as much), we both need to know that at the end of the moment we have a place to belong, and that nothing stressful is waiting for us at that end. So, we need a home base. We have a home base. Awesome!
We came back to the hotel, and went to sleep. Then Lena woke up, ate, and then we ALL slept.
Next morning, we dilly dallied until we wandered over to the train station for the ride back to Magdeburg (Schönes Wochenende Ticket-37€ for 5 people). This time, though, we had a mobile entertainment unit: Ilya. Now we're having a lazy Sunday as our first day as a family of 5.
The next day started pretty early. We went out to see the city as soon as it was light enough to see what was there to be seen. We walked along the Main for a bit, and then saw some ruins from the 1st century C.E. From there, we wandered to the main square, Römerberg, and found some breakfast. Walking around after breakfast, we happened upon a street market, and about halfway through it, were accosted by a man asking "Thema der Woche?" into his ZDF mic. I told him the theme of the week was Americans in France, er Frankfurt, because WE were Americans in Frankfurt. He wondered if I cared at all about German's deficit, and I told him America also has one that I'm worried about, and that the solution is to spend less, not more, because, and here's my quotable quote for the day "Consumerism breeds consumerism". Later we decided that what I meant was that, since any economic problem is only really a problem if people are not getting the things they need to live the happy lives they deserve, the solution to the problem is to make more goods available to them. Aside from increasing production, that can also be accomplished by not consuming the goods yourself. then they'll be available for other people to consume. This is contrary to what capitalism teaches, which is, if you consume more, everything will be okay. I generally find that when something is counterintuitive, it is, in fact, wrong.
But that was just a brief moment of our day.
We asked a security guard for directions to the Apfelwein. He directed us across the Main, where we enjoyed the company and giant glasses of Apfelwein. From there, we went to the park near the river, and we demonstrated the powers of the fulcrum and lever and pendulum.
Back at the hotel, everybody crashed, conveniently in phases. First I passed out, then Lena went, then Adam. Then I woke up and Stina passed out. Then Adam and Lena woke up. Then Ilya and Lena went out. Then I went for a walk to get some Döner Kebap and Falafels for us. When I got back, Stina woke up and we scarfed them down, read a little (I'm reading about the moon landing, and hoping I can someday be in a position to travel to the stars, or maybe write a show that compiles faux news articles about life aboard the generational starship), then went for a walk. Having Lena and Adam here really reminded us how much we want to travel, so we're figuring out budget stuff and where we want to go. I theorized that in order to enjoy our travels and live in the moment (as we haven't been as much), we both need to know that at the end of the moment we have a place to belong, and that nothing stressful is waiting for us at that end. So, we need a home base. We have a home base. Awesome!
We came back to the hotel, and went to sleep. Then Lena woke up, ate, and then we ALL slept.
Next morning, we dilly dallied until we wandered over to the train station for the ride back to Magdeburg (Schönes Wochenende Ticket-37€ for 5 people). This time, though, we had a mobile entertainment unit: Ilya. Now we're having a lazy Sunday as our first day as a family of 5.
Tuesday, January 5, 2010
Wintertime in Magdeburg
There is snow on the ground and like good bears, Brendan and I have been hibernating. We get a daily dose of sunshine and snow enjoyment, then return indoors to our cozy cave. All our plans for traveling during this winter break fell by the wayside, and I blame the cold. I want to hitchhike and spend lots of time walking around the unfamiliar cities we visit, but when it is wintertime the biting wind pushes me home to the warmth of the great indoors. So here I sit, wrapped in a blanket, like a cozy little ladybug .
In the background you can see the lovely tree that Brendan brought home for us in the background, and our smoking man in the forefront. The little smoking man was a gift from our friend Frank when he came to visit for Thanksgiving. He smokes a little cone of incense (the smoking man, not Frank). The lovely candle was a gift from one of the classes I teach.
We have so many expansions of Carcassonne now that it's not easy to play them all at once. We have been honing our skills so that when our Seattle friends join us here we will be able to compete. They are the ones who introduced us to the game, after all. In the background you can see the beautiful guitar Brendan gave me for my birthday and our pet tiger.
You'll see graffiti like that all around Magdeburg. On January 16th there will be some sort of an anti-Nazi demonstration, with different events taking place all over the city. Brendan and I will attend.
That's the little Christmas tree I made before I knew Brendan would be bringing one home. We still kept the presents under this tree, though we put the decorations on the other one.
This is the playground near our house and I took this picture primarily to show our Seattle friends where their little one can play. The ping-pong table is barely visible in the background, though recently it was impossible to play on. Not because of the snow, which we expected and brought along a brush to sweep away with, but because of the fireworks residue from New Year's Eve.
This is the building behind ours. I thought the icicles looked cool.
This is a snow-covered bicycle.
And this is our pride and joy. This snowman was with us for a sadly short while. First, he was defiled by a dog. That I could handle. But then he was toppled and we found him in pieces. His nose is still missing.
Happy 2010, everyone! This is our wedding year and I am getting excited! 10/10/10 is marching ever closer, perhaps to the tune of Pachelbel's Canon. Nah. How cliche would that be?
Happy 2010, everyone! This is our wedding year and I am getting excited! 10/10/10 is marching ever closer, perhaps to the tune of Pachelbel's Canon. Nah. How cliche would that be?
Saturday, December 26, 2009
A blog for Aunt Eileen
Christmas has come and gone. On the 23rd I brought home a tree from near the dumpster at work, and the 24th and 25th were spent in a very relaxing manner. Our landlord gave us a bottle of wine, and our neighbors gave us a board game, so we spent Christmas eve playing a game and indulging in sekt and glühwein and lebkuchen.
The Christmas season cannot, however, overshadow that most important of holidays, Stina's birthday.
rights belong to Randall Munroe of xkcd.com
The Christmas season cannot, however, overshadow that most important of holidays, Stina's birthday.
rights belong to Randall Munroe of xkcd.comOn Stina's birthday, we celebrated with our neighbors, couchsurfing friends, and her co-worker by seeing a movie, wandering the Weihnachtsmarkt, and going out to eat at Vina Pearl. By her account, Stina had a good birthday, getting several games, a calendar, good eats and drinks, and a guitar. In the days preceding, we also got some random drop-ins from friends.
That's maybe a different cultural thing. Maybe it's just us, but I don't think people in the States just drop in on each other as much as they do here. We get a couple random visits a week. It's fun!
Love to all. Have a Happy New Year!
That's maybe a different cultural thing. Maybe it's just us, but I don't think people in the States just drop in on each other as much as they do here. We get a couple random visits a week. It's fun!
Love to all. Have a Happy New Year!
Tuesday, December 8, 2009
Ages and Real Life
Yes, sadly, it's been ages since we've updated. It's time to find out what real life is like when you're an immigrant.
Stina and I have a delightful one bedroom apartment. It has high ceilings and looks into our neighbors' home. We can't avoid watching their kittens play with the blinds.
In general I work from 11:30AM to 5pm, Monday to Friday. Once a week I work until 6pm, and less often, but still possible, I start at 6AM. My commute is about 40 minutes on either side. I work at a private grade school as an Erzieher. I guess the closest equivalent is a classroom aide, but we're much more prevalent here than aides are in the U.S. I take my class (the first graders on the English track - 1e) to lunch, occasionally sub, and teach a theater class every Wednesday. In January, I'll start directing a play as one of the kids' extracurriculars.
I enjoy my co-workers. One of them reminds me a lot of my co-worker Amanda from YTN (from her keen fashion sense right down to her occasional observation of the darker side of childcare). Another one has horses, lives in Quidlinburg (sp?), and has served as sort of my guide to figuring out this job. She's been very helpful, and I anticipate that Stina and I will visit her so we can play with her horses (and get to know her and her family better, too, of course). Yet another and I have struck up a friendship. He's vegan and punk and down-to-earth and would fit quite well with our old Seattle crowd. There's also a teacher here from Vancouver, WA. I've also made friends with a young lady on her Social Year and one of the French Erziehers, who knows someone who works at Berlitz with Stina. I haven't gotten to know everyone here very well, but I'm quite satisfied with being able to look forward to chatting with the friends I have made here.
We take time to play games together and with our neighbors and friends, watch videos from the library, and go to the Weihnachtsmarkt.
We are hoping to make monthly excursions. Our first will be in January while my kids are still on Winter Break. Ski trip or Vienna trip or someplace warm? Submit your suggestions in the comments!
Stina and I have a delightful one bedroom apartment. It has high ceilings and looks into our neighbors' home. We can't avoid watching their kittens play with the blinds.
In general I work from 11:30AM to 5pm, Monday to Friday. Once a week I work until 6pm, and less often, but still possible, I start at 6AM. My commute is about 40 minutes on either side. I work at a private grade school as an Erzieher. I guess the closest equivalent is a classroom aide, but we're much more prevalent here than aides are in the U.S. I take my class (the first graders on the English track - 1e) to lunch, occasionally sub, and teach a theater class every Wednesday. In January, I'll start directing a play as one of the kids' extracurriculars.
I enjoy my co-workers. One of them reminds me a lot of my co-worker Amanda from YTN (from her keen fashion sense right down to her occasional observation of the darker side of childcare). Another one has horses, lives in Quidlinburg (sp?), and has served as sort of my guide to figuring out this job. She's been very helpful, and I anticipate that Stina and I will visit her so we can play with her horses (and get to know her and her family better, too, of course). Yet another and I have struck up a friendship. He's vegan and punk and down-to-earth and would fit quite well with our old Seattle crowd. There's also a teacher here from Vancouver, WA. I've also made friends with a young lady on her Social Year and one of the French Erziehers, who knows someone who works at Berlitz with Stina. I haven't gotten to know everyone here very well, but I'm quite satisfied with being able to look forward to chatting with the friends I have made here.
We take time to play games together and with our neighbors and friends, watch videos from the library, and go to the Weihnachtsmarkt.
We are hoping to make monthly excursions. Our first will be in January while my kids are still on Winter Break. Ski trip or Vienna trip or someplace warm? Submit your suggestions in the comments!
Sunday, November 8, 2009
Establishing a Routine
Sorry it's taken so long for us to update. I (Stina) am now two weeks into my teaching career . It is going well. It is nice to be official and teaching my own classes.
In other news, Brendan and I are working on National Novel Writing Month, where one's goal is to write a 50,000 word novel in 30 days.
We had a Halloween party and it was a huge success. Brendan and I both dressed up as pirates. We made a ton of food and thought we would have leftovers for days because we didn't think that many people would come. Turned out we had a total of 25 guests, everything got eaten, and the last people left at 3:42am. A bunch of Couchsurfers came that we'd never met before and that added a nice dynamic...everyone was mingling and meeting new people. It was a real party party. We are now working on organizing monthly Couchsurfing potlucks and we're having the first one at our place next week.
We are still finding lots of stuff. A couple weeks ago we went on a walk. We were searching for a street I had driven down when a co-worker gave me a ride home. All the building on it are brightly and crazily colored, and I wanted to show Brendan. We found the street, and we also saw a bunch of stuff on the curb. There was a bag filled with pans, tupperware, bowls, pots and mugs. We wanted it! So we divided the stuff into two awkward piles and proceeded towards home.
On the way, we passed another big pile of stuff on the curb and saw some really amazing things, like a bread slicer and a brand-new showerhead. We wanted it! Thankfully, there was also an old baby carriage out there, so we were able to put all the stuff we already had plus the new stuff in the carriage. As we started to head home, though, we realized the reason the baby carriage was out there was because it only steered to the right. So for the 30 minute walk home, we took turns pushing this baby carriage, starting on the far left of the sidewalk, letting it veer to the far right of the sidewalk, then resetting again to the far left of the sidewalk. It was easier that carrying everything, but still incredibly awkward.
I (Brendan) am still waiting on my Arbeitserlaubnis. I called about it last Monday and they said to call back at the end of this coming week. My boss wants me to come in to work on Wednesday, but she didn't say why...
We finally bought some ping pong gear, and had our first match at the park half a block from us. We're taking regular evening walks, and have pretty full evening schedules, with lots of friends nearby. Last night we went over to a friend's apartment and played new games and old, and today some friends are coming over to play games with us. Every Tuesday, a friend comes over on her way home from work, and we often feed her, and always play Carcassonne with her. Speaking of feeding, we've continued expanding our culinary horizons, as I make once-a-week special meals for Stina's birthday, and she feels the same urge. We haven't found a regular place for dumpster-diving yet. The one dumpster we successful dove in hasn't been out on a Saturday or Sunday night since that time. If anybody reading this is a part of the Magdeburg Dumpster-Diving scene, shoot us an email, so we can figure this city out.
We've thought about dropping everything and buying a van and hauling curbside treasures for a living. The things we find are amazing, and we're feeling sated. We almost feel a sense of guilt for not being able to give all the wonderful things a home. Luckily we go pretty regularly to Lirum Larum, and give them the excess stuff we find. I don't know how much of it they use or what their procedures are, but they certainly relieve our guilt.
All-in-all, we're settling in to a very comfortable day-to-day existence here. We find plenty to fill our days with, and there is no dearth of delightful personalities near us. Wir sind zufrieden.
In other news, Brendan and I are working on National Novel Writing Month, where one's goal is to write a 50,000 word novel in 30 days.
We had a Halloween party and it was a huge success. Brendan and I both dressed up as pirates. We made a ton of food and thought we would have leftovers for days because we didn't think that many people would come. Turned out we had a total of 25 guests, everything got eaten, and the last people left at 3:42am. A bunch of Couchsurfers came that we'd never met before and that added a nice dynamic...everyone was mingling and meeting new people. It was a real party party. We are now working on organizing monthly Couchsurfing potlucks and we're having the first one at our place next week.
We are still finding lots of stuff. A couple weeks ago we went on a walk. We were searching for a street I had driven down when a co-worker gave me a ride home. All the building on it are brightly and crazily colored, and I wanted to show Brendan. We found the street, and we also saw a bunch of stuff on the curb. There was a bag filled with pans, tupperware, bowls, pots and mugs. We wanted it! So we divided the stuff into two awkward piles and proceeded towards home.
On the way, we passed another big pile of stuff on the curb and saw some really amazing things, like a bread slicer and a brand-new showerhead. We wanted it! Thankfully, there was also an old baby carriage out there, so we were able to put all the stuff we already had plus the new stuff in the carriage. As we started to head home, though, we realized the reason the baby carriage was out there was because it only steered to the right. So for the 30 minute walk home, we took turns pushing this baby carriage, starting on the far left of the sidewalk, letting it veer to the far right of the sidewalk, then resetting again to the far left of the sidewalk. It was easier that carrying everything, but still incredibly awkward.
I (Brendan) am still waiting on my Arbeitserlaubnis. I called about it last Monday and they said to call back at the end of this coming week. My boss wants me to come in to work on Wednesday, but she didn't say why...
We finally bought some ping pong gear, and had our first match at the park half a block from us. We're taking regular evening walks, and have pretty full evening schedules, with lots of friends nearby. Last night we went over to a friend's apartment and played new games and old, and today some friends are coming over to play games with us. Every Tuesday, a friend comes over on her way home from work, and we often feed her, and always play Carcassonne with her. Speaking of feeding, we've continued expanding our culinary horizons, as I make once-a-week special meals for Stina's birthday, and she feels the same urge. We haven't found a regular place for dumpster-diving yet. The one dumpster we successful dove in hasn't been out on a Saturday or Sunday night since that time. If anybody reading this is a part of the Magdeburg Dumpster-Diving scene, shoot us an email, so we can figure this city out.
We've thought about dropping everything and buying a van and hauling curbside treasures for a living. The things we find are amazing, and we're feeling sated. We almost feel a sense of guilt for not being able to give all the wonderful things a home. Luckily we go pretty regularly to Lirum Larum, and give them the excess stuff we find. I don't know how much of it they use or what their procedures are, but they certainly relieve our guilt.
All-in-all, we're settling in to a very comfortable day-to-day existence here. We find plenty to fill our days with, and there is no dearth of delightful personalities near us. Wir sind zufrieden.
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